Invest in goals, not funds — the smarter way to investing

Why investment goals matter, and what kind of investment goals should you have?

Growth — no matter how small — is always beautiful

WHAT DOES THIS PROVE?

Problem #1. Defining that how much

Problem #2. Ignoring everything else

We can pretty much save for everything.

The benefit?

BUT WHY GOALS? WHY NOT SIMPLY INVEST?

THE SHORT AND CRISPY VERSION

#1. Investments do not need to be vague, or long term, or even substantial in size. Any amount of money you put in for growth is an investment.#2. Have goals for your investments. It helps you to maintain a firm grip on your financial health at any time. It also increases liquidity as well as maximise growth.#3. There are investment options where you can achieve more returns and yet maintain almost the kind of liquidity your savings bank account provides. Use them well.#4. Any large incidental expenses that you can foresee — buying an expensive new gadget, getting some new furniture, re-painting the living room, a one-week long trip with your girlfriend — they can all be covered by investing wisely. Helps you save almost 20–25% as compared to what you end up paying your bank in the name of EMIs.

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